You must meet the eligibility conditions to buy an Executive Condominium (EC) unit from a property developer. Find out if you must pay a resale levy and the conditions that will apply after you buy an EC unit, before you apply for an EC unit.
A household’s eligibility for housing subsidies is assessed based on the core nucleus, which is formed by the applicant(s) and occupier(s) who enable the household to meet the eligibility conditions for the EC unit purchase. They must remain in the EC application, as well as during the minimum occupation period (MOP) after the EC unit purchase.
Your household must comprise 1 of the following groups:
@ Divorced or widowed persons who have child(ren) and can form a family unit will not qualify to buy a flat as orphaned siblings.
Fiancé and fiancée, married couples and/ or parent(s) with child(ren), orphaned siblings
Two or more singles
Monthly household income ceiling
The total income of all persons listed in the EC application must not exceed $16,000.
You will be guided by the property developer on the submission of documents, such as income documents, when you book an EC unit.
Ownership/ Interest in property in Singapore or overseas other than HDB flat
Interest or ownership in a property
You have acquired a property through purchase or when it is:
Private residential property
All applicants and occupiers listed in the EC application:
For EC land sales launched on or after 9 May 2023 (including those where the tenders have not closed) all persons listed in the EC application can, as a household, own up to 1 non-residential property at EC application and up to 30 months before EC application.
A private residential property includes but is not limited to a house, building or land that is under a residential land zoning (including land with multiple land zoning), Executive Condominium (EC) unit, privatised HUDC flat and mixed use development.
Non-residential property is a property under a non-residential land zoning and/ or the permitted use does not include housing.
 E.g., residential with commercial at 1st storey or commercial and residential
A subsidised housing unit refers to:
|Payment of premium or resale levy|
If you and/ or any core applicants or core occupiers have taken a housing subsidy, you are considered a second-timer^. All second-timer core applicants and core occupiers will need to pay their respective resale levies, if applicable, when buying an EC unit from the property developer. Find out more on the resale levy payable.
If you and/or any core applicants or core occupiers have taken 2 housing subsidies, you are not eligible to apply or be listed as a core occupier in an EC application.
^ If you are a single buying with up to 3 other singles, you and/ or your core applicants must be first-timers to be eligible to buy an EC unit from the property developer.
Ownership/ Interest in HDB flat
If you or any persons listed in the application owns or has an interest in any HDB flat, you must dispose of the flat within 6 months of completion of the EC unit purchase.
Prior consent must be obtained from the Official Assignee (OA) or the private trustee for the purchase of an EC unit.
You do not need to seek prior consent from the OA or the private trustee if you are listed as an occupier of the EC unit.
|Wait-out period before applying to buy an EC unit from a property developer|
Cancellation of application after booking a flat from HDB
If you have booked a flat from HDB and subsequently cancel your flat booking, you must wait out a 1-year period from the date of the cancellation before you may apply or be listed as a core occupier to buy an EC unit from a property developer.
Termination of the Sale and Purchase Agreement for an EC unit
If you had previously bought an EC unit from a property developer with a CPF Housing Grant and subsequently terminated the Sale and Purchase Agreement, you must wait out a 5-year period from the date of the termination before you may apply or be listed as a core occupier to buy an EC unit from a property developer.
Owners/ Ex-owners of an EC unit bought from a property developer
If you currently own or have recently disposed of your ownership in an EC unit, you must wait out a 30-month period from the date of disposal of the EC unit before you may apply or be listed as a core occupier in an application to buy another EC unit from a property developer, subject to other eligibility conditions.